This Business News Story Was Uncovered By Us From: http://www.youngadultmoney.com/2019/01/28/switching-banks-500-plus/
This exclusive industry related news Piece, was chosen specifically by Marcus lee, who is one of our undercover online business news broadcast reporters – will provide you added insight in how these points of discussion could be translated into your own business Launchs.
My wife and I built an emergency fund a few years ago. It was one of the best money moves we made.
It wasn’t easy.
As I’m sure you can relate to, there is a never-ending list of demands on your money.
But it was something we knew we had to do. Our finances were stressing us out (*cough* student loans), and we knew that one thing that would help relieve some of that stress was having a healthy emergency fund.
So we focused on building an emergency fund. We did whatever we could to increase our cash flow and divert it to our savings account. We saved money on groceries and restaurants through couponing. We were both working side hustles.
We built up a one month emergency fund, then over time built that up to three months. Finally we got to five months. My calculations are conservative, so this is a decent amount of money.
And where has this sat the past few years? The same bank I’ve used since my parents set me up with a savings account when I was a kid: TCF Bank.
So we set up a TCF Power Savings Account. And how much does this “power” savings account pay? 0.01% APY.
This is not a joke. This is not a test. This is not a drill.
We are talking zero. point. zero. one. percent. interest.
These dollars needed to get out of that account ASAP!
With that low of interest, it’s virtually no differen… Read More
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