This Business News Story Was Uncovered By Us From: https://www.youngadultmoney.com/health-savings-account-guide/
This exclusive industry connected news Feature, was selected personally by Marcus lee, who is one of our undercover online business news reporters – will offer you more insight in how these points of discussion could be translated into your own business Launchs.
2020 may be your first year with a Health Savings Account, or HSA, and are looking to understand how it works. Or you may have had an HSA for years but haven’t really used it.
It sounds weird, but I love writing and talking about Health Savings Accounts. I don’t think enough people are taking advantage of their HSA.
An HSA comes with a ton of benefits. It creates a (much-needed) medical emergency fund, has a “triple tax advantage,” and is a retirement account on steroids.
We’ll go through all the details of an HSA in this Health Savings Account guide so you have all the info you need to take full advantage of the benefits. Let’s start by talking about High Deductible Health Plans, or HDHPs. Why start there? Because you need to have an HDHP to contribute to an HSA.
High Deductible Health Plans – What Are They?
HDHPs are health insurance plans that have a relatively high deductible before your insurance kicks in. For example, you may need to spend $3,000 of your own money towards medical costs before your health insurance pays anything. Even though your insurance doesn’t pay anything until you hit your deductible, you would still reap the benefits of having health insurance because you would get their negotiated pricing, which knocks off some of the cost of provider visits, pharmacy drugs, and other costs.
The IRS sets the parameters for what is and isn’t… Read More
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