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Identity theft is on the rise again and COVID-19 has provided new opportunities to scam people with fake posts and emails. COVID scams include fake vaccines or “miracle cures,” scam employment posts, fraudulent investment sites, and fraudulent e-commerce vendors for test kits, sanitizers, and masks. Identity theft can happen to anyone, which is why it’s important that you take the proper precautions to ensure it doesn’t happen to you in the first place (or again if it’s happened before).
1. Freeze Your Credit
One way to prevent identity theft is to freeze your credit until you’re ready to use it. You can freeze your credit with all three of the major credit bureaus: Experian, Equifax, and TransUnion.
A credit freeze won’t affect your credit score or prevent your credit from being checked, like for a job, rental agreement or credit report. Instead, it can stop a thief from making changes to any of your existing accounts and prevent the opening of any new accounts. A credit freeze also won’t stop prescreened credit offers from coming to your house. To freeze your credit, contact each of the credit bureaus individually.
2. Protect Your Computer & Regularly Change Passwords
Protecting your computer using a firewall and a secure browser can help deter identity theft. Make sure you’re changing your passwords regularly to make it harder for hackers to get into your accounts. Avoid downloading files from strangers, password-protect your personal and financial information, and avoid an automatic login process. Install anti-virus software on your computer. LifeLock comes with Norton antivirus and the two have had great strength and success in protecting customers from cyberattacks. If you want … Read More
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