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I’m not the only financial coach who swears by the cash envelope budgeting method. I swear by using cash– and ONLY using cash– when you are working on getting out of debt. Why? Because it puts a “hard stop” on those budget categories that tend to fly out of control when you’re using plastic. I swore by using cash until…..I found Qube Money. In this post, I am going to walk you through why I switched to using Qube Money instead of using cash AND give you a full Qube Money Review.
Qube Money Review
It’s nearly impossible to argue with cash because you have to spend it very consciously. You acknowledge the cost of something and fork over the bills. Once you’ve paid, that money is gone.
I LOVE cash envelopes, and there are so many reasons why. This system forces you to make real decisions based on the money you have in hand, rather than on an idea of what you’d like to spend.
Loads of the women I’ve helped will rave about how quickly their spending is under control once they switch to cash. But an equal number cringe when I tell them about the envelope system. Why– especially when this is such a tried-and-true method? Because there are so many drawbacks and fears when it comes to switching to a cash-only budget.
I decided to try something new this year. I decided to switch to using Qube Money.
So why did I switch to Qube Money? After using cash envelopes for 18 years and teaching you all how to budget using cash envelopes for over a decade – I star… Read More
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