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When you realize you are in debt over your head, you may be asking yourself, “how can I get out of debt fast with no money?”
It may feel overwhelming to wonder how you can pay off your debt and manage your daily expenses AND still find a way to build an emergency fund, but it is possible. And I promise it doesn’t involve selling your blood and eating food from the dented can aisle (which I don’t recommend, by the way!). Read on for some tips on how you can get out of debt fast with no money while still enjoying your life.
How Can I Get Out of Debt Fast With No Money?
The important thing is not to panic. When you are feeling flustered, anxious, or depressed about your financial situation, you are likely to make decisions that aren’t based in your best interest. Remember your situation is fixable. There is a way out, and you can do it. I know because I’ve been there.
If you have a partner, you’ll want to get them involved in this process. They need to understand what’s going on financially now and moving forward. You both need to be on the same page with full transparency. I recommend setting aside a day together. Have someone else watch the kids if you have them so you and your partner can focus without distractions. I also encourage you to plan a dinner afterward, like a celebratory pizza. Forbes talks about the idea of a “budgeting date night.” It might sound odd, but it reinforces the idea of coming together for a common goal and alleviating some of the stress from the money topic.
How do I get out of debt with no money?
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