This Business News Story Was Uncovered By Us From: https://www.youngadultmoney.com/maximize-hsa-health-savings-account/
This selected industry connected news Piece, was chosen personally by Marcus lee, who is one of our undercover online business News flash reporters – will provide you more insight in how these points of views could be decoded into your own business Launchs.
There are many ways to maximize your Health Savings Account, or HSA.
We list many of these in our Health Savings Account (HSA) Guide. This guide also provides a nice overview for those who are a newer to Health Savings Accounts.
They include things like:
Shifting dollars from the savings portion of your HSA to the investment portion of your HSA, which allows your balance to grow tax-free (as long as you withdraw for elgibile medical expenses)
Maxing out your HSA contributions each year
Making sure you aren’t missing out on elibible expenses
While some of the more basic hacks to maximize your HSA are a good starting point, there are a couple of hacks that most people don’t know about.
And when I say hacks, let me be clear: these are all 100% legal ways to take full advantage of your Health Savings Account.
If you are ready to take your HSA game to the next level, here’s two things you can do:
Hack #1: Pay with a credit card, not with your HSA debit card
Similar to how a bank provides you a debit card that allows you to make purchases directly from your bank account, HSA providers also provide a debit card so that you can make purchases directly from your account.
The problem with an HSA debit card is that you miss out on credit card rewards, such as cash back and travel rewards.
There is no requirement to use an HSA debit card to use your HSA. You can use any form of payment, even cash, to make purchases. Then all you need to do is reimburse yourself.
It may feel like an extra step, but over time me… Read More
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