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Paying off debt can be a bit of a drag, especially if you are reducing your spending on the fun stuff — eating out, shopping, or entertainment — to become debt-free. Mystery shopping is a great way to add back the fun stuff in your life without any impact on your budget or debt pay-off plan. Side hustles are also a great way to add extra money to your budget to help you reach your financial goals faster.
What is Mystery Shopping? And Is it Legit?
Many companies — restaurants, gas stations, big-box stores, and more — want to know what their customers see when they do business with them. So they hire third-party companies to contract with mystery shoppers; they pose as normal customers but report back on their experiences. In exchange, the company reimburses the mystery shopper for the purchases they made as part of the shop and sometimes adds a little extra money for their time.
While you won’t make a mint as a mystery shopper, it can be a fun way to eat out, go shopping, pump your gas, or get an oil change for free. If you choose shops that pay well, you can even come out ahead and make a little extra cash to put toward your debt payoff.
And yes, mystery shopping is totally legit. You’ll need to fill out a 1099 tax form and supply your social security number, address, and PayPal account to each company you want to work for.
Which Mystery Shopping Companies Should I Sign Up For?
There are literally dozens of mystery shopping companies out there. Which ones you sign up for depends on your location and what kind of shops you want to do. Each company has a presence in different geographic areas and contracts with a different grab bag of companies.
The most effective way to hone in on which companies have shops in your … Read More
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