This Business News Story Was Uncovered By Us From: https://nopassiveincome.com/steps-to-take-after-your-long-term-disability-claim-is-denied-by-manulife/
In this next blog post exclusive: our editor Hannah Jones, who has been researching this interesting subject , wanted to relay you a story, that looks more Carefully, in how you can put into practise the facts mentioned in this report, to skyrocket your revenue forecast, by understanding how this has worked by those who have tested out the different aspects with this, by exploring all the details of this published report, to get a unique prospective – to the points of view being raised , in this superb piece that was discovered by Ms Jones – one of our undercover reporters working for Turnkeywebpublishing.com exclusively.
Manulife is one of Canada’s largest insurance companies, offering both group and individual long-term disability (LTD) policies. These policies are designed to help replace a portion of your income if you’re unable to work due to a serious illness or injury.
Group plans are usually provided by your employer, while individual plans are bought directly by people, like self-employed professionals or business owners.
Denial of long-term disability benefits from Manulife can feel like a punch to the gut, especially when you’re already dealing with a serious illness or injury. You have rights, and there are clear, strategic steps you can take to fight for the benefits you’ve been paying a premium for all this while.
Why Would Manulife Deny Your Claim?
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Manulife may deny a claim for various reasons. Some of the most common ones include:
Insufficient Medical Evidence: If the medical documents you submitted don’t clearly show how your condition prevents you from working, Manulife might argue that you don’t meet the disability criteria.
Missed Deadlines: If you didn’t submit the required forms or documentation on time, this could be a reason for denial.
Independent Medical Examinations (IME): Manulife may request that you attend an IME. If the doctor they choose disagrees with your own doctor’s findings, they might use this as a reason to deny your claim.
Surveillance or Social Media Scrutiny: Sometimes, Manulife will conduct surveillance or review your social media accounts to look for signs that your condition is not as severe as you’ve claimed. Even innocent posts showing you doing things might be misinterpreted.
Change in Disability Definition: After two years of being on LTD, Manulife may change the definition o… Read More
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