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It takes a minuscule amount of money to start and maintain an emergency fund. Everyone should have one, as it is useful in the direst of situations. Without an alternative place to pull money from, you’ll stress your savings or other related accounts. The Specifics of An Emergency Fund An emergency fund is an account where small amount of funds are set aside for life changing situations. This is separate from your savings account, and is meant to accrue a much smaller amount over a shorter period of time. With this fund, you gain additional security without affecting the long-term
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