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Think about January – are you stressed because you went overboard for Christmas? You may now be surrounded by Christmas credit card bills, and feeling flat out defeated. Are you ready to have a debt free Christmas this year?
How to Have a Debt-Free Christmas:
For years, I would have a Christmas hangover in January. Do you know that feeling of regret because you spent too much money? I would see the toys that I was still paying for, laying in the bottom of our toy box, unplayed with, unloved. I remember year after year of feeling that sting of regret, and that I had put us into more debt paying for Christmas presents. This post shares some of my best tips for dealing with the Holiday Hangover.
But don’t wait till after the fact – this year, start BEFORE the holiday!
When you don’t have any extra money and you are already dead broke, how do you pay for Christmas? This was the question I asked myself every year, and the answer was always – TO CHARGE IT. I didn’t see any other option at that time.
I decided several years ago to stop the crazy cycle of debt, charge more on my cards to pay for Christmas, regret and learn how to have a debt-free Christmas. It took some failure and many uncomfortable changes, but I can say that for the past six years we’ve had a debt-free Christmas and it feels INCREDIBLE!
How The Debt-Free Christmas Challenge Works:
That is just what we are going to do this month of November, in our 30 … Read More
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