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Getting access to credit when you need it is one of the biggest challenges faced by small business owners. According to the Federal Reserve’s recent Small Business Credit Survey, 54% of small business loan applicants were not approved for the full amount they requested, while 23% of applicants were denied for any funding at all.
Why aren’t small business owners getting access to the funds they need? The Federal Reserve cited the following reasons lenders denied loans: insufficient credit history (36%), insufficient collateral (35%), too much debt (30%), poor credit score (27%) and weak business performance (22%).
Continue reading Want to Get Approved for a Business Loan? Start Thinking Like a Lender. at StartUp Mindset.
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