This Business News Story Was Uncovered By Us From: https://www.youngadultmoney.com/key-concepts-new-investors/
This exclusive industry related news story, was chosen specifically by Marcus lee, who is one of our undercover online business News flash reporters – will provide you more insight in how these points of views could be translated into your own business ventures.
This post is about investing, but I first want to recognize that even having the cash flow to invest is a big hurdle for many. Over the past couple decades wages have grown at a slower pace than the cost of living. It’s also become the norm to graduate with student loan debt, which creates added pressure on finances of millions of Americans.
Once you have the cash flow to invest, there are some key concepts that you will want to keep in mind as an investor.
Both new investors and those who have been investing for decades make mistakes. With that being said, it’s more likely for a new investor to make a mistake than one who has been investing for multiple decades. These investors have likely been through a recession and seen the value of their stocks drop rapidly, and have (hopefully) learned to invest for the long-term instead of being reactive to market swings.
Let’s dive into some of the key concepts, which I’ve put in terms of “Do” and “Don’t.”
Do: Take Full Advantage of a Company Match
Some companies will match employees’ contributions to a retirement account (for example a 401k or 403b) up to a certain percentage. For example at my employer we receive a 100% match up to 3.5% and a 50%… Read More
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