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Buying your new home is very exciting because it is the beginning of a new chapter of your life. You’re not just buying some random object, but you will be buying an important piece of property that will be a repository of all the valuable memories you will be making with your family.
The first step to buying property is to figure out what you can afford. It helps by looking at homes that do not require such a large deposit. Check out No1 Property Guide New South Wales to see a list of homes that can match your dream specs and possible prices.
After you have decided, then you need to find ways to fund that home purchase. Here are some ways to get funding assistance for your home purchase apart from the traditional mortgage:
The First Home Owner Grant
This first time home grant is also referred to as New Homes. This is for specific first-time buyers who are resident of New South Wales, Australia. This scheme offers a ten thousand dollar grant assistance for the purchase or construction of a new home. The property value must not exceed Aus $600,000 if purchased, and it must not exceed $750,000 if it to be constructed.
First Time Home Buyers Assistance Scheme
This FHBAS, as the name implies, is to help the first time home buyers acquire any home by giving them eligibility from transfer duty or providing concessions. Unlike the First Home Owner Grant, this one is applicable also for buying new homes, and it can also be used for buying an existing home and buying vacant lots where your home is to be constructed.
Under this scheme, a first time home buyers may be able to avail of a transfer duty concession or exemption. If the home you are looking at is valued at less than $650,000, then you can easily apply for a full exemption whic… Read More
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