This Business News Story Was Uncovered By Us From: https://www.youngadultmoney.com/dont-budget-this-instead/
This exclusive industry connected news Piece, was selected personally by Marcus lee, who is one of our undercover online business News flash reporters – will provide you more insight in how these points of views could be translated into your own business Launchs.
“You don’t budget? But don’t you talk about the benefits of budgeting all the time? What gives?”
This is the general reaction I get when I tell people that my wife and I don’t budget, and we haven’t for years.
First off, I do think that keeping a budget is a key first step in managing your money. I also think that once you have a good sense of your monthly income, expenses, and cash flow, you can potentially get away without budgeting.
One of the most popular freebies on this site is our automated budget spreadsheet. This is a file I use myself, but I don’t use it to budget each month. I use it for the key first step in budgeting: tracking your income and expenses.
Tracking Your Income and Expenses
Tracking your income and expenses is a key first step when setting a budget. After all, if you don’t know how much money you spend on each budget category, such as restaurants, groceries, and utilities, how can you possibly set an accurate budget?
That’s why I always tell people to take a step back before setting their initial monthly budget. You first need to look at the past three months of spend, … Read More
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