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It is always nice to buy someone a gift, especially if it is something they can use and benefit from in the future. Somehow giving this kind of present feels more satisfying than giving them something they can use and enjoy only once, for example, a bottle of wine. If you are looking for a gift that will keep on giving consider these investment-related present ideas.
Gifts that are made from gold or other precious metals
The value of gold, silver and platinum can become more valuable further down the line. Although they can be expensive to buy initially, they should last a long time and be of the highest quality (if you’re wanting to save money to purchase the gift, see this handy calculator to help you along the way). So, the gift of a nice gold bangle has the potential to still be worth a lot of money years after you have bought them.
At a later date, if the person you are giving them to finds themselves in need of money they can sell them. Or, better still; pawn them to generate a little cash to carry them through a short-term financial crisis. They can do the same with jewellery that is made from precious or semi-precious stones.
Bonds
In most countries, you can buy bonds and give them to someone else. But, you need to be careful about what type you buy. Some are underwritten by the government. So, the chances of them losing their value are very low indeed. Often, you can buy bonds that offer a guaranteed rate of interest, at least for a few years. So, bonds can enable you to give someone something valuable that will generate a little bit of an income for them.
Open a savings account
Another idea is to open a savings account for them. You do not necessarily have to put a lot of money into it. This makes a particularly good gift for a child or young adult. It is a great way to encourage … Read More
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